Pawnshops offer collateral-based loans — meaning the loan is secured by something of value. You bring in something you own to Joe Flynn & Quality Pawn’s friendly staff for a quick and easy appraisal, we make you a loan or purchase offer better than you will get anywhere else, you leave with cash in your hand. It’s that quick and easy. There is no bickering about loan rates because rates are governed by the state of Kansas. Kansas interest rates are HALF that of Missouri!! We will keep your item safe and secure for the length of the loan, or until you pick up your item.